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We’ve Got Your Down Payment Assistance Options Covered!

Jun 1, 2018

Additional Lender Credit ON TOP of DPA = More $$$ to Buyers Downpayment as low as $0 with 2.5% Lender Credit For Closing Costs Drastically Lower Interest Rates On 1st Mortgage Flexible Qualifying Parameters Combine ...

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Gaining Equity With or Without Appreciation

May 17, 2018

Since WWII homes have increased in value at an average rate of 3.5% each year. We all know that annual home appreciation rates have been higher lately which is great for homeowners, but let’s see ...

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Exciting New Offerings From Woodside!

May 4, 2018

WOODSIDE NOW OFFERS 2-1 BUYDOWNS ON FHA, CONVENTIONAL & VA FINANCING! Brings your fixed rate 2% lower than the market rate for the first year and 1% lower for the second year!   _______________     _______________   6-MONTH ...

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Here's What They Said About Us in April 2018

Apr 28, 2018

At Woodside Mortgage, we work incredibly hard to provide the highest level of customer service that you deserve.   “Lisa Swarts provided exceptional customer service throughout the purchase ...

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Mortgage Rates - What Are They Up To?

Mar 16, 2018

Rates – Then and Now Freddie Mac stated last week that the average rate on 30-year fixed-rate mortgages climbed to 4.46 percent this week from 4.43 percent last week. This marks the highest average ...

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Woodside’s No Points and No Lender Fees

Feb 23, 2018

One of the biggest differences between Woodside and almost every other Preferred Lender on the market that we have researched over the years is that Woodside charges No Points, Fees or Origination Charges ...

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Challenged Borrowers: How to get them Approved

Jan 19, 2018

How tough is it to get approved for a mortgage? How low can your FICO credit score go before your lender shows you the door? And how much monthly debt can you be shouldering — credit cards, student ...

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RSI Grand Openings in CA & TX This Weekend!

Jan 9, 2018

The Preserve in Murrieta, CA RSI California Buzz: Join us this Saturday for the grand opening of The Preserve in Murrieta! Come and tour RSI Communities' beautiful model homes, showcasing single-level ...

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Conforming Loan Limits Increase

Dec 8, 2017

The Federal Housing Finance Agency announced Tuesday that it is increasing the conforming loan limits from $424,100 to $453,100 for 2018. Fannie and Freddie’s conforming loan limits stayed at ...

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FHA Loan Limits Increase for 2018

Dec 8, 2017

The new loan limits will take effect for FHA case numbers assigned on or after Jan. 1, 2018. FHA is required by the National Housing Act to set Single Family forward loan limits at 115% of median house ...

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60% Of New Homes Are Built In HOA's

Oct 17, 2017

According to data from the Census Bureau’s Survey of Construction, 59.8% percent of all homes started in 2016 were built within a community or homeowner’s association. The Census Bureau ...

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Mortgage Rate & Activity Update

Oct 2, 2017

Mortgage application activity in Texas and Florida drastically fell over the last 2 weeks due to the natural disasters that tore through these States. “To illustrate the impact of the two major hurricanes, ...

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Meet Our Top-Notch Loan Officers

Aug 25, 2017

Woodside Mortgage has diligently applied superior principals of innovation and uncompromising dedication to customer service to create a mortgage company that truly stands out from its peers. With a multitude ...

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Gift Funds Make it Easier to Buy Homes

Aug 4, 2017

Over the last few years lending guidelines have opened-up to allow financial gifts from acceptable donors to be used towards all of the down payment on a house in most cases.  Gift funds are an especially ...

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Interest Rate is a Powerful Tool

Jul 23, 2017

Borrowers tend to focus on mortgage interest rates and not the actual mortgage payment. When the market shifts or if a borrower’s credit profile changes, a rate that changes from a 3.875% to 4% can ...

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Credit Event Waiting Periods

Jul 7, 2017

Almost a decade ago millions of people began experiencing severe financial hardship including bankruptcy, foreclosures, defaults and short sales due to the “Great Recession”. Today, ...

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Solid Growth in Home Sales Despite Low Inventory

Jun 9, 2017

According to a recent forecast from Lawrence Yun, chief economist at the National Association of Realtors, 2017 is projected to finish with a 3.5%  increase in existing-home sales. He is predicting ...

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Freddie Mac's New Positive Outlook for 2017

Jun 2, 2017

Freddie Mac just changed its 2017 Housing Market outlook. Based on recent economic and housing data, they now see the U.S. housing market as being on track to not only beat 2016 figures, but to possibly ...

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Simple Tips to Save for a Down Payment

May 26, 2017

Saving enough money for a down payment for a home purchase may seem like an overwhelming task. However, a little research, focus and dedication is all it takes to move closer to accomplishing this life-changing ...

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Fannie Mae Helps Those with Student Loans

Apr 28, 2017

WASHINGTON, DC – Fannie Mae announced new policies that will help more borrowers with student debt qualify for a home loan. These innovations address challenges and obstacles to homeownership due ...

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