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The Lowest Rates In History Available!

Jun 28, 2020

Freddie Mac's national average rate just reported at 3.13% My rates & costs are always BELOW AVERAGE About 90% of my refinance transactions do not need an appraisal   As a mortgage industry ...

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COVID-19 Update: Low Rates & Mortgage Relief Available!

Apr 18, 2020

Do You Want A Lower Rate & Payment On Your Mortgage? Do You Need Emergency Financial Relief On Your Home Loan? Do You Have Questions About Today's Mortgage Or Housing Markets? As a mortgage industry ...

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The Fed Just Dropped Rates! What does this mean?

Mar 16, 2020

I sincerely hope all is well with you and everyone you know as these are unprecedented times. There is SO MUCH confusion and misinformation out there when it comes to mortgage rates in the current environment. ...

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Rates Are Low! (Freddie Mac Confirms)

Jan 17, 2020

Long-term mortgage rates in the U.S., according to Freddie Mac's weekly average, fell this week with the 30-year fixed rate averaging 3.65%, the lowest it’s been since November 2013. Last year this ...

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Refinance Without An Appraisal!

Aug 9, 2019

If you have at least 20% equity in your home, if you don't need cash out, and if you qualify for a conventional loan, there is a good chance you won't need an appraisal to fund your loan.    Call ...

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Yes, It's Time To Refinance.

Aug 4, 2019

If you have been waiting to refinance, now is the time to lock-in a great low rate! Freddie Mac just announced that the average interest rate is at 3.75% for a 30yr fixed mortgage with a charge of .60% ...

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Rates Lowest Since November 2016

Jun 28, 2019

U.S. long-term mortgage rates fell this week with the 30-year fixed rate averaging 3.73%, the lowest it’s been since November 2016. Last year this average rate stood at 4.55%. Mortgage rates tend ...

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Rates Just Dropped Below 4%!!!

May 30, 2019

30-year fixed mortgage rates fell for the fifth week in a row, sending the average rate below 4% for the first time in nearly a year and a half. Freddie Mac said Thursday that the average rate ...

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Huge Drop in Rates Sparks Refinance Surge

Apr 3, 2019

Roughly 5 million homeowners can now save money on their mortgages when they refinance their existing higher-rate loans. Last week’s sharp drop in interest rates made millions of borrowers eligible ...

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Mortgage Rates Lowest In 12 Months!

Feb 15, 2018

Mortgage rates fell to the lowest in a year as inflation concerns waned and investors braced for a slowing global economy. The 30-year fixed-rate mortgage averaged 4.37% this past week according to Freddie ...

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Gaining Equity With or Without Appreciation

Jan 6, 2019

Since WWII homes have increased in value at an average rate of 3.5% each year. We all know that annual home appreciation rates have been higher lately which is great for homeowners, but let’s see ...

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Credit Event Waiting Periods

Dec 26, 2018

Almost a decade ago millions of people began experiencing severe financial hardship including bankruptcy, foreclosures, defaults and short sales due to the “Great Recession”. Today, ...

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FHA Loan Limits Increasing on Jan 1, 2019

Dec 15, 2018

The Federal Housing Administration (FHA) announced their new loan limits for 2019. In high-cost areas, such as Los Angeles and Orange Counties, the new FHA loan limit ceiling increased to $726,525, up ...

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Loan Officer Spotlight - Greg Borgogna

Dec 7, 2018

Greg Borgogna is a mortgage professional with over 20 years of loan origination experience. He prides himself in having a complete understanding of the mortgage process. By taking a hands-on ...

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Conforming Loan Limits Increasing on Jan 1, 2019

Nov 27, 2018

In line with the Federal Housing Finance Agency (FHFA) announcement today, we’re increasing our maximum base conforming and high-cost area loan limits on January 1, 2019. For a one-unit ...

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We’ve Got Your Down Payment Assistance Options Covered!

Oct 2, 2018

Additional Lender Credit ON TOP of DPA = More $$$ to Buyers Downpayment as low as $0 with 2.5% Lender Credit For Closing Costs Drastically Lower Interest Rates On 1st Mortgage Flexible Qualifying Parameters Combine ...

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Exciting New Offerings From Woodside!

Aug 16, 2018

WOODSIDE NOW OFFERS 2-1 BUYDOWNS ON FHA, CONVENTIONAL & VA FINANCING! Brings your fixed rate 2% lower than the market rate for the first year and 1% lower for the second year!   _______________     _______________   6-MONTH ...

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Here's What They Said About Us in April 2018

May 10, 2018

At Woodside Mortgage, we work incredibly hard to provide the highest level of customer service that you deserve.   “Lisa Swarts provided exceptional customer service throughout the purchase ...

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Challenged Borrowers: How to get them Approved

Apr 6, 2018

How tough is it to get approved for a mortgage? How low can your FICO credit score go before your lender shows you the door? And how much monthly debt can you be shouldering — credit cards, student ...

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60% Of New Homes Are Built In HOA's

Mar 9, 2018

According to data from the Census Bureau’s Survey of Construction, 59.8% percent of all homes started in 2016 were built within a community or homeowner’s association. The Census Bureau ...

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